When it comes to storms, it helps to take as many precautions as possible, but there’s nothing like insurance to protect the roof over your head from the worst to come. In this post, we’ll discuss how to maximize your insurance claim in case you need emergency roof repair after a storm:
Check for Damage ASAP
Inspect what damage you can immediately see on your roof from the ground. Look for damage that requires repairs, as well as water damage, dents, or pockmarks. Be on the lookout for damage that you can’t immediately find. If you feel a storm might have affected your roof somehow but you just can’t see any problems, have it looked at by a professional roofing contractor just to be sure.
Document All Damage
Take pictures and measurements of any damage you might find. Having pictures prior to the incurred damage will come in very handy for comparison with your damaged roof repair experts. Complete your roof repairs and make sure to document your newly refurbished roof for reference in preparation for any future incidents.
Get an Experienced Roofing Contractor
It pays to find a knowledgeable roofing contractor to assist with your repairs and claims. Honesty and customer service reviews are your friends here. This will help in choosing the right contractor. Make sure they also have insurance expertise.
Take Note of What Your Policy Covers
Find out what types of roof repair are covered under your home insurance policy. Each policy differs, and factors like the age of your roof and depreciated value could affect your coverage. For example, a roof over 10 years old may grant you only partial coverage. In the event that your insurance company will only cover partial roof damage, discuss payment plans with your roofing contractor. Proper financing of your replacements and repairs can make budget management much easier for you.
Turn to Barnett Roofing for professional shingle roof replacement services, as well as roofing insurance and financing. Call us at (865) 936-6959 or fill out our contact form to set a consultation.